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Welcome to Sri Anantha Balaji Chit Funds Private Limited

By using our website and engaging with our services, you agree to abide by the terms and conditions outlined below. These terms apply to all visitors, users, and customers of Sri Anantha Balaji Chit Funds Pvt. Ltd., headquartered in Hyderabad, Telangana.

Please read them carefully before proceeding.


1. Company Overview

Sri Anantha Balaji Chit Funds Private Limited is a registered chit fund company, operating in compliance with the Chit Funds Act, 1982 and all applicable regulations. Our services include offering registered chit schemes for savings and credit to eligible members.


2. Eligibility to Use Our Services

To become a member or participate in any chit fund scheme:

  • You must be at least 18 years old.
  • You must be an Indian citizen with valid KYC documents (PAN, Aadhaar, etc.).
  • You must agree to the terms of the chit group you are enrolling in.

The company reserves the right to accept or reject any membership application at its sole discretion.


3. Use of Website

By accessing our website, you agree:

  • Not to misuse, duplicate, or tamper with any content or data.
  • Not to attempt unauthorized access to secure areas or member data.
  • To use the site only for lawful purposes related to our chit fund offerings.

All content (text, images, logos, design) is the intellectual property of Sri Anantha Balaji Chit Funds Pvt. Ltd., and cannot be used or reproduced without written permission.


4. Chit Fund Membership Terms

Each chit scheme has its own terms, including duration, installment amount, auction process, dividend structure, and prize money rules. Members are required to:

  • Pay installments on or before the due date.
  • Participate in the auction process (where applicable).
  • Abide by the rules mentioned in the chit agreement.

Late payments may attract penalties, and repeated defaults may lead to termination of membership or legal action as per the chit fund agreement.


5. Payment & Refunds

All payments made toward chit installments must be through approved channels (cash, UPI, bank transfer, etc.).

  • No refunds are issued once a member joins a group and contributes.
  • If a member withdraws before the chit concludes, the terms of forfeiture or payout will be governed by the chit agreement.

6. Privacy & Data Security

We respect your privacy. All personal and financial information collected is handled with strict confidentiality and used only for chit fund operations. Please refer to our Privacy Policy for full details.


7. Limitation of Liability

Sri Anantha Balaji Chit Funds Pvt. Ltd. is not responsible for:

  • Loss of access due to technical glitches, internet failure, or third-party system errors.
  • Member decisions based on partial understanding of the chit terms.
  • External links or third-party content referenced on our website.

Our liability is strictly limited to the terms outlined in each chit fund agreement.


8. Changes to Terms

We may update these terms from time to time to reflect changes in laws, policies, or our service offerings. Continued use of our website or services indicates your acceptance of the revised terms.


9. Governing Law & Jurisdiction

All matters related to these terms and our chit fund operations are governed by the laws of India, and subject to the jurisdiction of Hyderabad courts.


10. Contact Information

For any queries or clarification related to these terms:

Office Phone Number

+91 9866404366

Email

info@sriananthabalajichitfunds.com/

Our Office Address 

# 7-2-1735 & 7-2-1813/5/A, Plot no: 1 & 18 , Ground Floor, SS Residency, Road No 1, Czech Colony, Sanath Nager, Hyderabad, TG-500018

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